Debt’n'deficit disorder: Will Republicans and Democrats agree on the debt ceiling? And will their agreement benefit American people? If there is a default, would the consequences be worse than expected? Or is it all just a political theatre aimed at winning the upcoming presidential election? Will Washington greenlight both spending cuts and tax increases? CT-ing with Doug Henwood and Howard Gold. CT on FB: www.facebook.com/crosstalkrulez
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realestatemarketingthisweek.com – How many lives have to be wrecked by the mortgage companies loss mitigation departments? Part 6 – I always tell people when I was dealing with them, with their bankruptcy situation or foreclosures or whatever especially when someone would call me and they would say, I want to file a chapter 13 to save my house and I would say, You dont even think about doing that without an attorney and I would give them an attorneys name and it would work out for them because I think the numbers were like 95% of all chapter 13s filed by the home owner themselves failed. And I think that is the kind of numbers were going to see in loan modifications, we saw numbers the other day that came out from the government saying that over 50% of the loan modifications are failing. I would suspect that 95% of those were not negotiated by an attorney. Youre absolutely right, the other thing is people think theyre getting a loan modification because their lender told them that but theyre going to increase their payment over the next X number of months to make up for the back payments. That is not a loan modification by my standards, that is called a forbearance agreement and the majority of people who have failed its because they were put into a plan that was designed to fail. For gods sakes if your lender is going to increase your mortgage payment by 50% how on earth are you going to pay it when you couldnt pay it when it was right? To me its just mind boggling …
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